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Well, it’s officially Christmas and moms everywhere are stressed out.
You can spot them wherever you go: pushing angry toddlers down the aisles of Target explaining that No honey, It’s too close to Christmas.
Or the one in the ’Tis the Season sweatshirt melting down because she can’t find Almond Extract anywhere.
But seriously, it’s no wonder parents feel tension at this time of year. The average person spends somewhere around $1,000 on gifts for the holiday.
That’s not counting decorations, food, or extra toilet paper for those family Christmas parties! You’ve gotta get the good stuff for guests!
The pressure is on to make the holidays perfect. So much so that many people go into debt just to make that one day live up to the hype.
Then they wake up on December 26 with a headache and a massive credit card bill.
That doesn’t sound appealing nor festive.
So, please allow me to help you avoid that holiday hangover with a few Christmas money saving hacks followed by the best shopping tip I’ve ever gotten.
Plan ahead! It’s not too late to start. Figure out how much you can reasonably afford to spend this year and, here’s the important part, stick to it! Try making a list of all the things or people you will be spending on. Then set a limit for each. Don’t forget things like decorations, Christmas cards, stamps, travel expenses, and extra grocery store trips.
DON’T CHARGE IT
You can also save money by using cash only when you shop. When you are operating on cash you will really think through every purchase. And when you’re out of cash-you’re done!
Some credit cards offer a cash back feature-with every purchase you get a percentage back. (Usually around 5%.) Be careful here. If you don’t repay it every month you could be facing up to 20% in interest charges. Not too savvy.
DON’T SEND A CARD
Gasp! Look, we are living in a digital world. If you want to save money this is a great place to do it. Post your family pic on Facebook and Instagram. #MerryChristmas #Save$$$onstamps
CUT BACK ON GIFTS
Ok, so this one isn’t my favorite, but let’s face it. We are buying too much stuff. Get your family into the Christmas spirit by skipping the gift exchange and going together to help a family in need. Or volunteer at a soup kitchen. Or make gifts together. This is way better for kids in the long run and how many under $25 gifts do we need in our lives?
Ok, so what if you just want to go on with your life as usual, do nothing, and save money?
Raises Hand, Screams Me Too
I’ll be honest here.
I want a fabulous Christmas, and I want to shop until I drop.
I know gifts are not what make Christmas special, but I still want to buy everyone on my list- plus the people at the post office-something ah-may-zing.
And I’ve found a way to do it and not just save money, but make money.
Sounds like a fantabulous combo, right?
Well, I’m not sure if fantabulous is a real word, but I’m drop dead positive that Ebates is saving my Christmas budget.
Ebates pays you to shop.
Every time you shop online, it gives you cash back, and it provides you with access to the best deals, coupons, and promo codes available.
I never checkout online until I have a discount code. Often I spend a lot more time than I should searching for them. With Ebates I don’t have to look anymore. Now I have so much more free time to clean! Ha!
But seriously, it’s easy, it’s not a scam and it’s free.
Well, I hope some of these tips were helpful. I hope you have a very Merry and Stress Free Christmas!